DENTAL AND VISION INSURANCE
Dental and Vision insurance is often sold separately. This is because it’s not typically covered on Group Employer Plans, Individual Plans, and it’s not covered under original Medicare. If you’re looking for Dental and/or Vision Insurance, you have choices. Utilize the quote buttons on this page to obtain quotes and review coverages from various insurance companies.
MUST KNOW
-
Some dental plans have a waiting period for certain services – if you need a procedure done in the near future be sure to check the policy for waiting period(s) when selecting a policy
-
Most plans operate with a network – if the plan you are looking at is a HMO you’ll only be able to receive services from an in-network dental or vision provider – if the plan you’re looking at is a PPO you can receive service from an in-network or an out-of-network dental or vision provider
HMO
-
Offer lowest copays
-
Requires a provider that is in the network
-
Requires a referral from Primary Care Physician to see a specialist
PPO
-
Offer low to moderate copays
-
Can see a provider out of network but will pay less if utilizing an in-network provider
-
Does not require a referral from Primary Care Physician to see a specialist
