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Individual and Family Health Insurance
Open Enrollment is Nov 1 - Dec 15th for Plans with a January 1 2024 Start Date
Short Term and Doctor & Hospital Indemnity Plans
Alternative plans to a Qualified Health Plan from the ACA Marketplace include Short Term Health Plans, and Doctor & Hospital Indemnity Plans. These plans are available for adults ages 18-64, their spouse and children up to age 26-31 (depending on state of residency). These plans vary by state and can be obtained at any time. They are not considered “Affordable Care Act” insurance. As such, they are subject to medical underwriting. Plans are affordable, offer usable insurance and you can choose your deductible from low to high. Note: Doctor & Hospital Indemnity plans are available with $0 deductible.
DOCTOR OFFICE VISITS
IN-PATIENT HOSPITALIZATION
URGENT CARE VISITS
OUT-PATIENT SURGERY
PREVENTATIVE CARE
X-RAYS & LABS
EMERGENCY ROOM
PRESCRIPTION DRUGS
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